World Leading Hi-Tech Research Defining World Leading Risk Management & Risk Analytics Practices
*Projects *Goldman Sachs *JP Morgan *Wall Street Hedge Funds *Princeton Quant Presentations *Model Risk Management *SR11-7 & OCC2011-12
*Research *Future of Finance *Bayesian vs. VaR *Markov Chain Monte Carlo Models *Cyber Finance *Future of Risk *Cyber Risk *Bitcoin Protocol

Current Research Projects at Below: Historical Archive of Prior Research, Intelligence, and, Analysis Tools.
10,700 Financial Stocks Trading & Investing Concepts: In Alphabetical Order::
A, B, C, D, E, F, G, H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V, W, X, Y, Z. [1,250 Latest Articles]
Interactive Research Portals-Glossary of 10,700 Financial Trading & Investing Terms: R
"A Pretty Powerful Portal. Smart Stop on the Web." - American Institute of Certified Public Accountants

Research Analyst Wizard: Click on a term to create most-updated research microsite on that topic.

R Square · R Squared · Radar Alert · Rainbow Option · Rainmaker · Random Variable · Random Walk · Random Walk Theory · Randomized Strategy · Range Forward · Rate Anticipation Swaps · Rate Base · Rate Card · Rate Covenant · Rate Differential Swap · Rate Improvement · Rate Intermediation · Rate Lock · Rate of Exchange · Rate of Interest · Rate of Return · Rate of Return Ratios · Rate of Return Rule · Rate Risk · Ratio Analysis · Ratio Calendar Combination · Ratio Calendar Spread · Ratio Hedge · Ratio Spread · Ratio Vertical Spread · Ratio Write · Ratio Writer · Rational Expectations · Raw Land · Raw Material · Raw Material Supply Agreement · Raw Materials · Reachback · Reacquired Stock · Reaction Adjustment · Reading the Tape · Reaganomics · Real Appreciation · Real Asset · Real Assets · Real Body · Real Body Candlestick · Real Capital · Real Cash Flow · Real Currency · Real Depreciation · Real Economic Growth Rate · Real Estate · Real Estate Agent · Real Estate Appraisal · Real Estate Broker · Real Estate Investment Trust · Real Estate Mortgage Investment Conduit · Real Estate Owned · Real Exchange Rates · Real Gain or Loss · Real GDP · Real Income · Real Interest Rate · Real Investment · Real Market · Real Option · Real Options · Real Property · Real Rate of Return · Real Return · Real Terms · Real Time · Real Time Gross Settlement System · Real Time Trade Reporting · Real Wages · Real Yield · Realistic on Price · Realized Compound Yield · Realized Loss · Realized Profit · Realized Return · Realized Yield · Reallowance · Recalculation Method · Recapitalization · Recapitalization Proposal · Recast Earnings · Receivable Days · Receivables · Receivables Balance Fractions · Receivables Turnover · Receivables Turnover Ratio · Receive Against Payment · Receive Floating Counterparty · Receive Versus Payment · Receivership · Recession · Recharacterization · Reciprocal Marketing Agreement · Reciprocal of European Terms · Reclamation · Reclassification · Recognition Lag · Recommendation · Reconciliation · Reconstitution · Reconveyance · Record Date · Record Owner · Recourse Loan · Red Ink · Red Lining · Redeemable Bond · Redeemable Bonds · Redeemable Debenture · Redeemable Preference Shares · Redeemable Preferred Stock · Redeemable Shares · Redemption Charge · Redemption Cushion · Redemption Date · Redemption Fee · Redemption or Call · Redemption Period · Redemption Premium · Redemption Price · Redemption Provision · Redemption Value · Redemption Yield · Rediscount · Redlining · Reduced Paid Up Insurance · Reduction Option Loan · Reference Asset · Reference Currency · Reference Rate · Refinancing · Reflation · Refund Annuity · Refundable · Refunded Bond · Refunding · Refunding Bonds · Refunding Escrow Deposits · Regional Bank · Regional Exchange · Regional Fund · Regional Stock Exchanges · Registered Bond · Registered Check · Registered Company · Registered Competitive Market Maker · Registered Coupon Bond · Registered Equity Market Maker · Registered Investment Adviser · Registered Investment Company · Registered Options Principal · Registered Options Trader · Registered Owner · Registered Representative · Registered Retirement Income Fund · Registered Retirement Savings Plan · Registered Secondary Offering · Registered Security · Registered Trader · Registration Fee · Registration Right · Registration Statement · Regression · Regression Analysis · Regression Coefficient · Regression Equation · Regression Toward the Mean · Regressive Tax · Regular Settlement · Regular Warehouse · Regular Way Delivery · Regular Way Settlement · Regulated Commodities · Regulated Investment Company · Regulation · Regulation A · Regulation D · Regulation FD · Regulation G · Regulation M · Regulation Q · Regulation S · Regulation T · Regulation U · Regulation Z · Regulatory Accounting Procedures · Regulatory Agency · Regulatory Pricing Risk · Regulatory Requirements · Regulatory Risk · Regulatory Surplus · Regulatory System · Rehypothecation · Reimbursement · Reinstatement · Reinsurance · Reinvestment · Reinvestment Date · Reinvestment Effect · Reinvestment Privilege · Reinvestment Rate · Reinvestment Risk · Reinvoicing Center · REIT · Related Party Transaction · Relative Fair Market Value · Relative Form of Purchasing Power Parity · Relative Purchasing Power Parity · Relative Strength · Relative Strength Index · Relative Strength Indicator · Relative Value · Relative Volatility · Relative Yield Spread · Release Clause · Release Letter · Release of Liability · Reload Option · Remainderman · Remaining Maturity · Remaining Principal Balance · Remargining · Rembrandt Market · Remittance Advice · Remote Disbursement · Remuneration · Renegotiable Rate · Renewable Term Life Insurance · Renko Bricks · Renminbi · Rent Control · Renter's Insurance · Reoffering Yield · Reopen an Issue · Reorganization Bond · Repatriation · Repayment Terms · Replacement Capital · Replacement Chain · Replacement Chain Problem · Replacement Cost · Replacement Cost Accounting · Replacement Cost Insurance · Replacement Cycle · Replacement Risk · Replacement Value · Replevin · Replicating Portfolio · Repo · Repo or Repurchase Agreement · Repo Rate · Report · Reported Factor · Reporting Currency · Reporting Level · Reports and Records · Reprice · Reproducible Assets · Repudiate · Repurchase Agreement · Repurchase of Stock · Request for Proposal · Required Minimum Distribution · Required Rate of Return · Required Reserve Rate · Required Reserves · Required Return · Required Yield · Requisition · Rescaled Range Analysis · Rescheduled Loan · Rescheduled Loans · Rescind · Rescission · Reseller · Reservation · Reservation Price · Reserve Currency · Reserve Ratio · Reserve Requirement · Reset Bonds · Reset Frequency · Residential Mortgage · Residential Mortgage Backed Security · Residential Property · Residential Rental Property · Residual Assets · Residual Dividend Approach · Residual Income · Residual Method · Residual Return · Residual Risk · Residual Security · Residual Standard Deviation · Residual Value · Resistance in Technical Analysis · Resolution Funding Corporation · Resolution Trust Corporation · Resource Allocation · Resting Order · Restraint of Trade · Restricted Account · Restricted Security · Restricted Stock · Restricted Surplus · Restrictive Covenant · Restrictive Covenants · Restrictive Credit Policy · Restrictive Endorsement · Resyndication Limited Partnership · Retail Banking · Retail Brokerage · Retail Credit · Retail House · Retail Investor · Retail Investors · Retail Lending · Retail Price · Retail Price Index · Retail Sales · Retail Sales Index · Retained Earnings · Retained Earnings Statement · Retainer · Retender · Retention · Retention Rate · Retention Ratio · Retirement Equity Act · Retirement Plan · Retirement Planning · Retirement Protection Act · Retracement · Return of Capital · Return on Assets · Return on Assets Managed · Return on Average Assets · Return on Capital · Return on Capital Employed · Return on Common Equity · Return on Equity · Return on Invested Capital · Return on Investment · Return on Net Assets · Return on Net Worth · Return on Sales · Return on Total Assets · Return on Total Investment · Return to Maturity Expectations · Reuter Dealing · Revaluation Rate · Revenue Anticipation Note · Revenue Bond · Revenue Fund · Revenue Per Available Room · Revenue Reconciliation Act · Revenue Ruling · Revenue Sharing · Reversal Arbitrage · Reversal Daysl · Reverse a Swap · Reverse Acquisition · Reverse Annuity Mortgage · Reverse Auction · Reverse Conversion · Reverse Convertible Bond · Reverse Crush Spread · Reverse Hedge · Reverse Leverage · Reverse Leveraged Buyout · Reverse Merger · Reverse Mortgage · Reverse Price Risk · Reverse Repo · Reverse Repurchase Agreement · Reverse Share Split · Reverse Slippage in Trading · Reverse Split · Reverse Stock Split · Reverse Stock Splits · Reverse Take Over · Reversing Trade · Reversion to Mean · Revisionary Trust · Revocable Letter of Credit · Revocable Trust · Revolving Collateral · Revolving Credit Agreement · Revolving Line of Credit · Reward Risk Ratio · Reward to Volatility Ratio · Rho Measure of Option · RICO · Riding the Yield Curve · Rigged Market · Right of Accumulation · Right of First Offer · Right of First Refusal · Right of Recourse · Right of Redemption · Right of Rescission · Right of Survivorship · Right to Know · Rights Issue · Rights Letter · Rights of Set off · Rights Offering · Ring · Ring the Cash Register · Rising Bottoms · Rising Three Methods Candlestick · Risk · Risk Adjusted Discount Rate · Risk Adjusted Profitability · Risk Adjusted Return · Risk Adjusted Return on Capital · Risk Arbitrage · Risk Asset Ratio · Risk Averse · Risk Aversion · Risk Based Capital Ratio · Risk Capital · Risk Classes · Risk Controlled Arbitrage · Risk Disclosure Document · Risk Factor · Risk Free · Risk Free Asset · Risk Free Interest Rate · Risk Free Investment · Risk Free Rate · Risk Free Rate of Return · Risk Free Return · Risk Indexes · Risk Indifferent · Risk Lover · Risk Management · Risk Margin · Risk Neutral · Risk Neutrality · Risk Perception · Risk Premium · Risk Premium Approach · Risk Prone · Risk Rate · Risk Return Trade off · Risk Reversal · Risk Reward Ratio · Risk Reward Trade off · Risk Seeker · Risk Seeking · Risk Tolerance · Risk Total · Risk Transfer · Risk Weighted Asset · Riskless Arbitrage · Riskless Asset · Riskless Free Asset · Riskless Rate · Riskless Rate of Return · Riskless Transaction · Risky Asset · ROA · ROE · ROI · Roll Over Trade · Roll's Critique · Rolling of Futures · Rollover IRA · Rollover Mortgage · Round Lot · Round of Funding · Round Trip Trade · Round Trip Trading · Round Trip Transactions Costs · Round Turn · Rubber Check · Rule 10B 6 · Rule 12B 1 Fee · Rule 13 D · Rule 13D · Rule 14 D · Rule 144 · Rule 144A · Rule 15C3 1 · Rule 19C3 · Rule 2790 · Rule 405 · Rule 415 · Rule of 72 · Rule of 78 · Rule of Absolute Priority · Rules of Fair Practice · Rumortrage · Running Ahead · Running Yield · Russell 1000 · Russell 2000 · Russell 3000 · Russell Indexes · Russian Ruble · Russian Trading System · Rust Belt ·

Research Portals and Glossary of 10,700 Financial Trading & Investing Terms
A, B, C, D, E, F, G, H, I, J, K, L, M, N, O, P, Q, R, S, T, U, V, W, X, Y, Z


FinTech Enterprise Risk-Model Risk Management meet Penetration Testing-Ethical Hacking

2015 National CSO-CxO Cybersecurity Conference

Cybersecurity & Cyber-Finance Risk Management: Strategies, Tactics, Operations, &, Intelligence: Enterprise Risk Management to Model Risk Management: Understanding Vulnerabilities, Threats, & Risk Mitigation

CSO-CxO Plenary Keynote, National Cybersecurity Summit, Altria Group Inc. Headquarters, VA, 2015

New York Cyber Security and Engineering Technology Association (NYSETA) Conference
A Framework for Pen Testing Network Protocols for Global Banking & Finance Call Centers: Bridging Networks, Systems, and, Controls Frameworks for Cybersecurity Curricula & Standards Development
(Innovative Design and Development Practices)

New York Cyber Security and Engineering Technology Association (NYSETA) Conference, 2015.

29 SSRN Top-10 Paper Rankings in FinTech Quant Risk Analytics-Model Risk Management
  1. SSRN's Top-10 Paper: CGN: Risk Management Practice: January 2016.
  2. SSRN's Top-10 Paper: CGN: Risk Management, Including Hedging & Derivatives: January 2016.
  3. SSRN's Top-10 Paper: Corporate Governance Practice Series eJournal: January 2016.
  4. SSRN's Top-10 Paper: IRPN: Innovation & Cyberlaw & Policy: January 2016.
  5. SSRN's Top-10 Paper: Econometrics: Mathematical Methods & Programming eJournal: May 2015.
  6. SSRN's Top-10 Paper: Computational Techniques: May 2015.
  7. SSRN's Top-10 Paper: Information Systems & Economics eJournal: May 2015.
  8. SSRN's Top-10 Paper: Econometrics: Mathematical Methods & Programming eJournal: April 2015.
  9. SSRN's Top-10 Paper: ERN: Computational Techniques (Topic): April 2015.
  10. SSRN's Top-10 Paper: Econometric Modeling: Risk Management eJournal: March 2015.
  11. SSRN's Top-10 Paper: Econometric Modeling: Capital Markets - Risk eJournal: March 2015.
  12. SSRN's Top-10 Paperr: Econometric Modeling: Capital Markets - Risk eJournal: March 2015.
  13. SSRN's Top-10 Paper: MRN Operations Research Network eJournal: March 2015.
  14. SSRN's Top-10 Paper: OPER Subject Matter eJournal: March 2015.
  15. SSRN's Top-10 Paper: Systemic Risk (Topic): March 2015.
  16. SSRN's Top-10 Paper: Econometrics: Mathematical Methods & Programming eJournal: March 2015.
  17. SSRN's Top-10 Paper: Econometric & Statistical Methods - Special Topics eJournal: February 2015.
  18. SSRN's Top-10 Paper: Microeconomics: Decision-Making under Risk & Uncertainty eJournal: February 2015.
  19. SSRN's Top-10 Paper: VaR Value-at-Risk (Topic): February 2015.
  20. SSRN's Top-10 Paper: ERN: Uncertainty & Risk Modeling (Topic): February 2015.
  21. SSRN's Top-10 Paper: ERN: Econometric & Statistical Methods (Topic): February 2015.
  22. SSRN's Top-10 Paper: Computational Techniques (Topic): February 2015.
  23. SSRN's Top-10 Paper: OPER: Analytical (Topic): February 2015.
  24. SSRN's Top-10 Paper: ERN: Mathematical Methods & Programming (Topic): February 2015.
  25. SSRN's Top-10 Paper: Stochastic Models eJournal: February 2015
  26. SSRN's Top-10 Paper: Econometric Modeling: Capital Markets - Risk eJournal: January 2015.
  27. SSRN's Top-10 Paper: Microeconomics: Decision-Making under Risk & Uncertainty eJournal: January 2015.
  28. SSRN's Top-10 Paper: Uncertainty & Risk Modeling (Topic): January 2015.
  29. SSRN's Top-10 Paper: VaR Value-at-Risk (Topic): January 2015.

Princeton University Invited FinTech Research Presentation on Model Risk Management
Pioneering the FinTech Future of Global Cyber Finance and Cyber Risk Insurance

'"It is this "true" uncertainty, and not risk, as has been argued, which forms the basis of a valid theory of profit and accounts for the divergence between actual and theoretical competition... It is a world of change in which we live, and a world of uncertainty...If we are to understand the workings of the economic system we must examine the meaning and significance of uncertainty; and to this end some inquiry into the nature and function of knowledge itself is necessary."
-- Frank H. Knight
Risk, Uncertainty, and Profit

(Boston, MA: Hart, Schaffner & Marx; Houghton Mifflin Co), 1921.

Risk, Uncertainty, and Profit: Frank Knight
(Boston, MA: Hart, Schaffner & Marx; Houghton Mifflin Co), 1921.

2015 Princeton Quant Trading Conference
'Knight Reconsidered':
Risk, Uncertainty, and, Profit for the Cyber Era: Model Risk Management of Cyber Insurance Models using Quantitative Finance and Advanced Analytics

(Global Risk Management Network, LLC, 2015).

Top Wall Street Banks' Model Risk Management Beyond VaR for Extreme Risks
FinTech Technical Expert to Top MDs Team for World's Largest Investment Bank

Cryptanalytic Algorithms and Quantum ComputingBeyond 'Bayesian vs. VaR' Dilemma to Empirical Model Risk Management: How to Manage Risk (After Risk Management Has Failed).
(Global Risk Management Network, LLC, 2012, 2014)

Cryptanalytic Algorithms and Quantum Computing

Measuring & Managing Financial Risks with Improved Alternatives Beyond Value-At-Risk (VaR)
(Global Risk Management Network, LLC, 2012).

FinTech Markov Chain Monte Carlo Models and Bitcoin Block Chain Encryption Protocols

Markov Chain Monte Carlo Models, Gibbs Sampling, and, Metropolis-Hastings Algorithms

Markov Chain Monte Carlo Models,
Gibbs Sampling, and, Metropolis-Hastings Algorithms

(Global Risk Management Network, LLC, 2013).
Complex Stochastics Hi-Dimensional Statistical Analysis

Bitcoin Protocol: Model of ‘Cryptographic Proof’ Based Global Crypto-Currency & Electronic Payments System
Bitcoin Protocol: Model of 'Cryptographic Proof' Based Global Crypto-Currency & Electronic Payments System
(Global Risk Management Network, LLC, 2013).
First Report on the Bitcoin Cryptographic-Proof-of-Work

FinTech Computational Quantitative Cryptanalytic Algorithms for Cyber-Quantum Era

Cryptanalytic Algorithms and Quantum ComputingFuture of Bitcoin & Statistical Probabilistic Quantitative Methods: Interview by Hong Kong Institute of Certified Public Accountants
(Global Risk Management Network, LLC, January 20, 2014.)

Cryptanalytic Algorithms and Quantum Computing
Cryptology beyond Shannon’s Information Theory: Preparing for when the ‘Enemy Knows the System’: Beyond NSF Cryptanalytic Algorithms
(Global Risk Management Network, LLC, 2013.)

AACSB Recognizes Real Impact among Nobel Laureates such as Black-Scholes
Pioneered Anticipatory Risk Analytics Frameworks Applied by Top Investment Banks 

“There are many examples illustrating that advances in basic research have had a substantial impact on practice. Exemplars of this phenomenon can be seen in finance through academic publications on the theories of portfolio selection (Markowitz, 1952), irrelevance of capital structure (Modigliani and Miller, 1958), capital asset pricing (Sharpe, 1964), efficient markets (Fama, 1965 and 1970), option pricing (Black and Scholes, 1973), and agency theory (Jensen and Meckling, 1976). All are well-known for their substantial impact on both theory and practice. In information systems, the research of Malhotra (Malhotra, 2004) has helped companies to understand why knowledge management systems fail...



Cryptanalytic Algorithms and Quantum Computing

“The new business model of the Information Age, however, is marked by fundamental, not incremental, change. Businesses can't plan long-term; instead, they must shift to a more flexible "anticipation-of-surprise" model.”
-- Yogesh Malhotra in CIO Magazine interview, Sep. 15, 1999.


Leading Global Enterprise Risk Management and Model Risk Management Practices

"The future is moving so quickly that you can’t anticipate it… We have put a tremendous emphasis on quick response instead of planning. We will continue to be surprised, but we won't be surprised that we are surprised. We will anticipate the surprise."
20-Years of the Model Risk Management Program
  “The new business model of the Information Age, however, is marked by fundamental, not incremental, change. Businesses can't plan long-term; instead, they must shift to a more flexible "anticipation-of-surprise" model.”
-- Yogesh Malhotra in CIO Magazine interview, Sep. 15, 1999.
[A Decade Later... Wall Street CEO, CFOs, & CROs know so... ]
Model Risk Management Program


Global-National Expert Panels of Computer Scientists & Quantitative Economists
Global-National Thought Leader for UN, NSF, US & World Governments & Parliaments

National Science Foundation  IBM

  USA Federal Government
US Dept. of Veteran Affairs

Government and Cabinet Of Mexico

United Nations

Government and Cabinet Of Netherlands

Nation of South Korea
Maeil Business TV

TiE Silicon Valley  Accenture
Intel  Philips
British Telecom  Institute for Supply Management
The Conference Board


Digital Transformation Research in Global Business & Technology Press

CIO Magazine
CIO Insight
Wall Street Journal

Digital Transformation Ventures in Global Business & Technology Press

Media Coverage Media Coverage

Digital Transformation Venture Clients, Patrons, & Subscribers

A sample of our corporate and organizational clients, patrons, and users is listed below:

FinTech Firms: Goldman Sachs, Google, HP, IBM, Intel, Microsoft, Ogilvy, Wells Fargo

Consulting Firms: Accenture, Ernst & Young, McKinsey, PricewaterhouseCoopers

World Governments: Australia, Canada, European Union, United Kingdom, United States

U.S. Defense: AFRL, Air Force, Army, CCRP, Comptroller, DISA, DoD, NASA, Navy, RAND

World Defense: Australia (Air Force), Canada (Defence R&D), UK (Ministry of Defence)

Business Schools: Harvard, MIT, Princeton, Stanford, UC Berkeley, Wharton


"Founder Yogesh Malhotra says his vision is to fill the gaps between business and technology, data and knowledge, and, theory and practice..."
Dr. Yogesh Malhotra in Fortune


Cyber Transformation Practices Guiding US DoD Commanders & CxOs
("Obsolete what you know before others obsolete it..."
- Dr. Yogesh Malhotra in Inc. Interview)

United States Army United States Navy United States Air Force United States Marine Corps AFRL
"If you spend some time at [the digital research lab] founded by Dr. Malhotra youwill be blessed by some of the world's most astute thinking on the nature of knowledge and its value." 
- U.S. Army Knowledge Symposium, Theme: "Knowledge Dominance: Transforming the Army...from Tooth to Tail", US Department of Defense, United States Army.

"There are many definitions of knowledge management. It has been described as "a systematic process for capturing and communicating knowledge people can use." Others have said it is "understanding what your knowledge assets are and how to profit from them." Or the flip side of that: "to obsolete what you know before others obsolete it." (Malhotra) "
- U.S. Department of Defense, Office of the Under Secretary of Defense (Comptroller)

"KM is obsoleting what you know before others obsolete it and profit by creating the challenges and opportunities others haven't even thought about -- Dr. Yogesh Malhotra, in Inc. Technology Interview"
- U.S. Defense Information Systems Agency Interoperability Directorate


Top-3 Most Influential Scholars-Practitioners
in Knowledge Management
(Ranked in Drexel University Global Survey of IS Practice)

Vision Korea Campaign Keynotes
Dr. Yogesh Malhotra among other 'Vision Korea' National Campaign Keynote Speakers in Vision Korea National Campaign (2000): Dr.Charles Lucier of Booz Allen Hamilton, Dr.David Snowden of IBM, Dr.Robert H. Buckman of Buckman Labs, Dr.Hubert Saint-Onge of Canadian Imperial Bank of Commerce, Professor Dr.Ikujiro Nonaka of Hitotsubashi University


Pioneered Knowledge Management Digital Transformation Practices
Led Global Virtual Team of 200-PhD Experts & CxOs to Publish Pioneering Research

Published in 2000
Published in 2001

Journal Articles & Reports 1993-Present

Published independent Study paper on computer graphics image compression standards for hypermedia computing technologies, the precursor of WWW, on MBA graduate research fellowship with B2B pioneer and full tuition scholarship in 1993.


Developed Top Digital Research Site, Search Engine, & Social Network

Top-Ranked Digital Research Site: Computerworld Best Web Site Award

Top-3 Search Engine: Carnegie Mellon University Industry.Net National Awards

Top-10 Social Network: Popular Rankings after LinkedIn

Led Global Virtual Community of Practice of 130,000+ to Pioneer Digital Transformation Practices
Millions of worldwide users included Global-2000 Corporations and G-20 World Governments.


Top-3 Search Engines Ranked in the Carnegie Mellon University: National Industry.Net Awards

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